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# Payment Methods

# Payment Methods

The **Payment Methods** section allows Business Account owners and admins to securely manage how campaigns, subscriptions, and top-ups are billed.


## Overview

Each Business Account must have at least **one active payment method**. The current default method is clearly marked, and all charges (such as subscription renewals or auto top-ups) are processed using this default method.
Supported payment options:

* **Credit or Debit Card** (via Stripe)
* **SEPA Direct Debit** (via GoCardless)
* **PayPal** (via PayPal)


![](https://storage.crisp.chat/users/helpdesk/website/-/6/e/7/3/6e7386c1bb893000/image_1j431gi.png)





## Adding a Payment Method

To add a new payment method:

1. Click **Add** next to your preferred method (Card, SEPA, or PayPal).
2. You will be redirected to the respective **payment provider’s secure page**:

* **Stripe** for cards
* **GoCardless** for SEPA
* **PayPal** for PayPal accounts

3. Follow the provider’s instructions to complete setup.


Once completed, the new method appears in your list of available payment options.
> **Note:** Ctrl+A and Localyzer **never store payment data** directly. All details are handled and stored securely by the payment provider.



![](https://storage.crisp.chat/users/helpdesk/website/-/6/e/7/3/6e7386c1bb893000/image_9tlmon.png)




## Setting the Default Payment Method

You can have multiple payment methods but **only one default**.

* To change your default, click **Make default** on the desired method.
* The new default will be used automatically for all future billing events.




## Removing a Payment Method

You can delete any payment method that is **not set as default**. However, your Business Account must always have at least one active payment method.
If you attempt to remove your only payment method:

* The account’s **remaining credit** will continue to be used for campaigns.
* Once credit reaches **zero**, your **subscriptions will stop**, and **active campaigns will be paused**.




## Important Notes

* **At least one payment method must always be active.**
* Removing all payment methods will interrupt ongoing services once the balance is depleted.
* All payment processing is fully secure and handled by third-party gateways — Ctrl+A never accesses or stores card or bank details.

Properly maintaining your payment methods ensures continuous operation of your campaigns and subscriptions without interruptions.